DCA Blog

Damages for Conversion Vary Under Michigan Law

Pursuing Litigation for Civil Theft “Conversion” is a civil cause of action that is similar to the criminal cause of action for “theft.” Conversion claims are filed in civil court as a means of recovering losses resulting from stolen or damaged property. Michigan law provides two different methods of recovery for conversion, common law and statutory, both of which may be pursued simultaneously. Prior to pursuing a claim, it is important to understand the nuances between ...

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Protect Yourself Before Purchasing a New or Used Car

Unfortunately, buying a car can be a stressful experience. Consumers may feel overmatched when negotiating with experienced dealership salesman. We all know that saying, if it sounds too good to be true, it probably is. Pressured negotiations can create misunderstandings, unmet expectations, and buyer dissatisfaction. In many of these situations, an ounce of prevention is worth a pound of cure. While the following guidelines aren’t intended to serve as a cure all, they may help you avoid ...

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How Charging Orders Might Protect You From Your Co-Owner’s Personal Debts

Asset protection can be a major challenge when personal and business worlds collide. What if, for instance, your business partner is found liable to pay a judgment arising from personal debt? If your business entity is an LLC, it will be protected by legislatively prescribed limits to a creditor’s ability to collect from the member. The Michigan Limited Liability Company Act (MLLCA) states that a charging order is the “exclusive remedy” by which a judgment creditor of an LLC m ...

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Student Loan Collections

Thousands of college graduates—out of school for ten years or more—have recently been sued by a student loan company previously unknown to them. Most of these graduates are completely surprised when they are served with a collection lawsuit, when they truly thought all their loans had been paid off. Some Loans Fall Through the Cracks Why does this happen? These graduates erroneously believed that whatever money they borrowed for school was all rolled up into their consolidated repa ...

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Michigan's No-Fault Auto Insurance Revisited

Michigan’s no-fault automobile insurance system was designed in 1973 to guarantee a certain level of benefits to persons injured in car accidents, ensure timely payment of those benefits, and reduce administrative and legal costs. Requirements for Auto Insurance The no-fault system requires the insured to carry unlimited lifetime benefits for personal injury protection (PIP). This includes unlimited medical and rehabilitation benefits, as well as wage loss benefits for up to three ye ...

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