DCA Blog

Arbitration Clauses Limit Consumer Rights

Have you been charged fees for unwanted/unselected services by your cable or cell phone provider? Have you ever been cheated out of proper compensation by an unsavory employer? If so, your consumer protection case may never have its day in court—thanks to the Supreme Court’s decision in AT&T Mobility v. Concepcion, issued in 2011, which dramatically changed American citizens’ ability to access justice through the courts. Customers forced into arbitration The heart of th ...

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What to Expect When Filing a Personal Injury Lawsuit

Getting Started Each personal injury case is unique in character, yet most lawsuits follow a similar pattern of procedures. This article discusses the basic, typical steps to expect when pursuing a personal injury claim. If you have been injured in an accident caused by someone else, you should meet with an attorney. Most personal injury attorneys provide free initial consultations to accident victims, but you should contact the attorney’s office in advance and ask about their policy ...

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Michigan Buyers: Beware of Weak Consumer Protection Laws

State consumer protection laws provide the main lines of defense for consumers against deceptive, predatory and/or unscrupulous business practices. Michigan was an early leader in consumer protection. In 1962, Michigan was the first state to establish a statewide Consumer Protection Division in the Attorney General’s office. Expanding upon those efforts in 1977, the state Legislature enacted the Michigan Consumer Protection Act (MCPA). At the time, the MCPA was one of the most powerfu ...

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Extended Service Contracts Sold by Used Car Dealers May Qualify for Protection Under Magnuson-Moss Warranty Act

Consumer products are not required by law to have warranties, but if one is given or sold, it must comply with the Magnuson–Moss Act of 1975. 

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Commercial Property Foreclosures can be High Stakes for Loan Guarantors

Commercial property foreclosures are sometimes high stakes for the loan guarantor(s). Often, the guarantor is the person from whom the lender seeks to recover their foreclosure losses. Thus, a good defense strategy is paramount to protecting the guarantor from major loss. Sometimes, banks inflate these losses in order to recover more money from the guarantor. For example, if a lender forecloses on a commercial property that had been secured by a $1 million loan and acquires the property for a cr ...

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